- Home
- High Value Household Insurance
Arranging high value home insurance can be a complex business. Which is why only 25% of high income households† have adequate cover.
At Aon we understand the danger of under-insurance which is why we offer a complimentary risk review as standard. This allows us to us to help you ascertain the level of cover that is genuinely required.
With access to a broad range of insurers we can tailor a solution that is just right for you and your lifestyle.
Key product benefits include:
- Worldwide 'all risk' cover
- Specialist insurance cover for collections of fine art, antiques, wine, watches and jewellery
- Family annual travel insurance
- Cover for holiday homes (UK and overseas) and investment property
- Home office equipment
- Employers' liability for domestic staff
- Outdoor items
- Worldwide cover for money and credit cards
- Cover for students' possessions away from home
- High value contents insurance
Making a claim
Aon's household claims handling service provides the assistance you would expect when you need it most. In the event of a claim, please call 0845 026 7519 (+44 20 7022 1259 from overseas) and quote your policy number. This service is available 24 hours a day. Please note this number is not for motor or travel claims and should not be used to contact your private client specialist.
5 ways to spot if your house is underinsured
- Listed - Make sure your insurer knows whether your building is listed or not. If there's a fire or other damage, special permission from the relevant planning authorities will be needed before rebuilding or repairs can take place. This takes time and costs money so you need to ensure you're covered.
- Materials - How was your home built. For example, it costs more to build, repair and maintain stone buildings. If your insurer doesn't realise the materials used in constructing your property it could prove costly.
- Architecture - If the construction method isn't standard e.g. eco-friendly, this could affect the sums insured. It's key your insurer knows this, otherwise you might lose out.
- Modifications - If you have extended, altered or enhanced the building it has quite possibly gone up in value and you may need to increase your insurance.
- Broker - Insurance Brokers can help save you money and ensure correct cover. With Aon you can be sure to get market competitive cover as we can offer you tailored solutions that are right for you.